| Business Insurance - Commercial (Offices) |
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| Office Premises | | | Rooney Insurances provides a complete insurance package for Commercial Offices. This policy provides the following cover:
| | | | Buildings: | | | Our Commercial Insurance package provides insurance for offices and residential accommodation and any out buildings used in connection with the business or for domestic purposes, walls, gates and fences, landlord’s fixtures and fittings and underground pipes and cables for which you are responsible.
| | | | This cover also includes: |  | Loss of rent up to 15% of buildings sum insured |
| | Property Owners Liability up to Eur2,600,000 |
| | Fire Brigade Charges up to Eur6,500
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| Cover automatically includes: |
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| Trace and Access in respect of Water/Oil Leakage |
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| Damage by Emergency Service Vehicles |
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| Landscaping Damage |
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| Replacement of Locks |
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| Safety Health and Welfare at Work Act 1989
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| Contents |
| Includes loss or damage to Office Contents and Trade Samples. |
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| Loss of rent up to 25% of Office Contents Sum Insured |
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| Malicious Attack up to Eur20,000 |
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| Employers Liability up to Eur13,000,000 |
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| Public Liability up to Eur2,600,000 |
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| Tenant’s Liability up to 15% of Office Contents Sum Insured |
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| Loss or damage to Money including:
crossed cheques up to Eur325,000
in a locked safe up to Eur2,000
in your home or that of an authorised employee up to Eur650
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| Business Interruption |
This covers you against loss of income and/or extra expenses incurred as a result of interruption or interference to your Business caused by damage to Buildings or Contents.
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Book Debts
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| You are insured against accidental loss or damage to your account books or other business books or records which prevents you from tracing or collecting money debited or invoiced by you to customers. |
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| Fidelity |
| This section covers you against loss of money and/or contents as a result of fraud or dishonesty of an employee. The limit under this section is Eur32,500. |
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| Personal Accident |
This section covers you and your employees against accidental bodily injury up to Eur20,000 any one injury.
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